The management of personal finances is an important skill that everyone should master. But unfortunately, our schools do not teach this important skill.
Let me share with you my two cents disagreement about how to manage your personal finances.
1. Always buy your property at a lower price. Some people think that purchasing should be cheap at a price, but only fools on this opportunity to save money.
2. Always get a receipt. Verify all income at the end of the day, so you can control your spending the day.
3. Take your daily or monthly fees. Some accounting simpler for you to understand your spending habits.
4. Pay yourself first. EARN store, then, before you spend. In general, people with this WIN – GO – instead of winning SAVE – SAVE – spend.
5. Turn off all credit cards except one. You do not need as many credit cards. Stop the test.
6. Use a credit card when he can, but you should be able to pay the entire balance each month. Credit card company sends your statement of expenditure for each month that can serve as a reference for you.
7. If your monthly income checks statements. E ‘is important to know all the details of tax returns.
8. Before you decide to stop and buy some delays. Usually when I ask you to buy things to say later, not to buy it.
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